Financing & Payment Plans

Install now, pay later.

Keep your build moving with flexible payment options at Circuit Spec R. Choose Shop Pay Installments, Affirm, or Klarna when available at checkout.

0% APR options are available on eligible purchases. Approval, available plans, and rates depend on the provider, your eligibility, and your order. Not every financing plan is interest-free. Review the full terms shown at checkout before choosing a plan.

Shop Pay Installments

Choose Shop Pay at checkout and select installments to see your available payment plans. Eligible purchases can be split into four interest-free payments or a monthly payment plan. Shop Pay Installments is powered by Affirm.

Learn more about Shop Pay Installments.

Affirm

Select Affirm at checkout to review the payment options for your purchase. Rates range from 0% to 36% APR, depending on credit and eligibility. Your order amount affects the plans offered, and a down payment may be needed. Financing is provided through Affirm's lending partners.

Learn how Affirm works.

Klarna

Klarna is also available at checkout. Select Klarna to review the plans offered for your order, including any interest, fees, payment schedule, and eligibility requirements before you confirm.

Explore Klarna payment options.

How to pay over time

  1. Add the parts you want to your cart.
  2. Continue to checkout and choose an available financing provider.
  3. Review your payment schedule, APR, and total cost, then complete the provider's approval process.

Common questions

Is every order eligible for 0% APR?

No. Interest-free offers depend on eligibility and the plans available for your purchase. The provider shows your final terms before you accept.

Where do I manage my payments?

Use the provider's account or app for balances, payment schedules, and financing support. For product or order questions, contact Circuit Spec R.